Portfolio Management/Services

As an independent financial advisor, I offer both commission and fee-based structures to our clients. In an initial meeting, we will discuss what fee structure is best for you. We will also rate your risk tolerance on a scale from 0-100 using an analysis software called Riskalyze.

I offer the following services for my individual clients:

Estate Planning

• Partnering with Attorneys and CPAs to create a plan that is right for you
• Advisor Directed Trusts
  
• Customized Investment Policy Statements

Retirement

• 401K Rollovers (current and old)
• In-Service Withdrawals
  
• IRAs Personal and Business
• Income in Retirement

Investments

• Stocks
• Corporate & Municipal Bonds
• Mutual Funds
• UIT Unit Investment Trusts
• FDIC Insured CDs
• Structured Notes
• ETF Exchange Traded Funds
• BDC Business Development Company
• REIT Real Estate Investment Trust
• Fixed Annuities
• Indexed Annuities
• Variable Annuities
• Settlement Annuities

Insurance Protection

• Life Insurance
• LTC Long Term Care Insurance
  
• Health and Disability Insurance

I also offer the following services for business clients:

• 401k administration for employees and reviews
• 403b plans for educators
• Corporate 529 Plans
• Retirement plans for business owners
• Disability and life insurance benefits for employees

I am also able to provide guidance and resources in the following areas:

• Debt reduction
• Budgeting
• Emergency savings
• Teaching children about money