"Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this." - Dave Ramsey
"To buy when others are despondently selling and to sell when others are euphorically buying takes the greatest courage, but provides the greatest profit." - John Templeton
"Just because you buy a stock and it goes up does not mean you are right. Just because you buy a stock and it goes down does not mean you are wrong." - Peter Lynch
"What makes stocks valuable in the long run isn't the market. It's the profitability of the shares in the companies you own. As corporate profits increase, corporations become more valuable and sooner or later, their shares will sell for a higher price." - Peter Lynch

Philosophy

Clients' needs always come first

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Services

The proper mix of growth and risk

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Work With Me

Find out the next steps toward financial security

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Portfolio Management/Services

As an independent financial advisor, I offer both commission and fee-based structures to our clients. In an initial meeting, we will discuss what fee structure is best for you. We will also rate your risk tolerance on a scale from 0-100 using an analysis software called Riskalyze.

I offer the following services for my individual clients:

Estate Planning

Partnering with Attorneys and CPAs to create a plan that is right for you
Advisor Directed Trusts
Customized Investment Policy Statements

Retirement

401K Rollovers (current and old)
In-Service Withdrawals
IRAs Personal and Business
Income in Retirement

Investments

Stocks
Corporate & Municipal Bonds
Mutual Funds
UIT Unit Investment Trusts
FDIC Insured CDs
Structured Notes
ETF Exchange Traded Funds
BDC Business Development Company
REIT Real Estate Investment Trust
Fixed Annuities
Indexed Annuities
Variable Annuities
Settlement Annuities

Insurance Protection

Life Insurance
LTC Long Term Care Insurance
Health and Disability Insurance

I also offer the following services for business clients:

401k administration for employees and reviews
403b plans for educators
Corporate 529 Plans
Retirement plans for business owners
Disability and life insurance benefits for employees

I am also able to provide guidance and resources in the following areas:

Debt reduction
Budgeting
Emergency savings
Teaching children about money